Most people think you need the perfect exit plan before leaving corporate America — but Shaletha Litt Colbert proves setbacks can spark success. After being laid off five months postpartum, she and her husband turned adversity into a thriving international real-estate business built on faith, strategy, and determination. Starting with just two properties and a dream to live on their own terms, they built a system that now earns across borders. 🌎🏡

💼 How to Invest While Keeping Your W-2 (or After Losing It)

Shaletha began as a sales professional and former mortgage loan officer who used her W-2 income to buy her first home and rental in 2020. When her job ended unexpectedly, she leaned on her real-estate license to create something no employer could take away. By blending short-term and mid-term rentals — her “Flexi-Rental” model — she turned risk into reliability. Her journey proves job loss doesn’t have to mean financial loss — it can be a launchpad to freedom. ⚡

🌴 A Real-Life International Deal: Investing in Costa Rica

During the pandemic, Shaletha and her husband got inspired by Beachfront Bargain Hunt and visited Costa Rica “just to look.” Two weeks later, they were under contract for two Pacific Coast properties. Despite not speaking Spanish, they built local partnerships, paid cash, and created steady income through Airbnb and mid-term rentals. Shaletha even earned her Certified International Property Specialist title to help others invest abroad. ✈️💰

🏘️ What Is the Flexi-Rental Strategy?

A Flexi-Rental is a single property that operates under multiple rental models — short-term and mid-term — maximizing occupancy and minimizing stress. The idea came when Shaletha rented to international students needing temporary housing, showing how longer stays reduce wear while keeping income high. She now lists on Airbnb, VRBO, Zillow, and Apartments.com — often converting guests to direct bookings to save fees and boost profit. 💡📅

💡 Key Takeaways for High-Income Earners and Business Owners

• Use your W-2 stability to qualify for loans before going full-time.
 • Diversify by geography, not just asset type.
 • Buy for cash flow, not speculation.
 • Stay flexible — pivoting between rental models keeps you profitable.
 • Remember: a setback can be the spark for your biggest breakthrough. 🚀

🎯 Coaching Round: Shaletha’s Advice for Active & Passive Investors

For New Investors: Know your why — it’ll keep you grounded.
Balancing Career, Family & Real Estate: Treat investing as a marathon.
Starting with Little Money or Time: Try co-hosting Airbnbs or wholesaling to earn while you learn.
Knowing Your Numbers: “Pay now or pay later.” Track income, expenses, and reserves from day one.
Book Picks:
• Think and Grow Rich — Napoleon Hill
• Three Hours a Day — Knolly Williams

📚 Final Thoughts

Shaletha Litt Colbert’s story proves that resilience and creativity can turn disruption into destiny. Through smart systems, global vision, and fearless action, she built freedom for her family and future. Her message: you don’t have to quit to win — but if you do, build something no one can take away. 💪🏠✨

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