This week's episode guest stars Eleanor Creagh, the senior economist at Proptrack, a property analytics firm. We discussed the spring selling season, and why it's set to be a big one. We also discussed the home guarantee scheme tweaks taking effect from October and their effect on house prices and property demand.

Eleanor was last on in episode 78, around this time last year - so it's good to get her on again for an update.

Plus we also spoke to Harry O'Sullivan about 40-year mortgages. They are slowly increasing in popularity, and it's timely given Great Southern Bank came to the table with a new offer for first home buyers. But as Harry discusses, it's not all about lower repayments. You'll hear that he's quite against it, as all it might do is fuel house price gains further and induce demand, while adding significantly to interest costs.

And all the latest news and savings tips of course.

Harry and Denise's 40 year mortgage pieces

https://www.savings.com.au/home-loans/should-first-home-buyers-take-out-a-40-year-home-loan

https://www.savings.com.au/news/another-40-year-home-loan-hits-the-market

03:25 - Savings tips - 7-Eleven App and mortgage repayments

07:20 - Cashrewards no longer

10:00 - ING travel debit news

12:46 - Average home price surpasses $1m

14:22 - 40 year mortgages with Harry

26:48 - Spring selling season with Eleanor Creagh