In This Episode:

Dr. K  is joined by geriatric social worker Michelle Allen, LCSW, to discuss Michelle’s experience trying out Chapter, a national free service that helps older adults find the best Medicare plan for them. Whether you’re shopping for a better Part D drug plan or need to find the Medicare Advantage plan that covers the doctors you want, Dr. K and Michelle review what to know and cover your options for how to find the best Medicare plan for next year.

For FREE help learning about your best Medicare options, Dr. K recommends calling Chapter at 771-224-0630, or visit askchapter.org/betterhealth

She covers:

• Dates & What You Can Change


• Switching Between Advantage & Original


• Why Open Enrollment Matters


• How Plans Change Year to Year


• Cost Pitfalls to Avoid


• If Your Advantage Plan Won’t Renew


• Start Here: Cards, Accounts, & Notices


• Using Medicare.gov Plan Finder (Pros & Cons)


• Newer Option: How Chapter Works


• What to Gather: Meds, Doctors, Pharmacy, Hospital


• Unbiased Advice & How Chapter Is Free


• SHIP and Local Broker: When They Help


• 2025 Part D Out-of-Pocket Cap


• Key Takeaways & Next Steps

Affiliate disclosure:
Dr. Kernisan declined to be paid to make this episode. After evaluating Chapter, she agreed to become an affiliate. This means that if you choose to use Chapter’s free service through her referral, Better Health While Aging may receive a commission that helps support our educational work.

Related episode: 147 – Essential Parts of Medicare & Open Enrollment

Related Resources:

• AskChapter.org/betterhealth (or call 771-224-0630)


• Essential Parts of Medicare: The ABCDs to Know & Tips for Open Enrollment


• Medicare.gov Plan Finder