284: How to Assume a Low-Rate FHA Mortgage in 2025: Chris’s Real Estate Success Story
Update: 2025-08-06
Description
In this special episode of the Selling Greenville podcast, host Stan sits down with Chris, a recent homebuyer who assumed a sub-3% FHA mortgage in one of the most challenging housing markets we've seen in decades. They break down the pros, pitfalls, and process of mortgage assumption—how Chris scored a 25-year loan with significant equity, navigated a complex servicer system, and beat the rent-vs-own equation in 2025.
From FHA and VA loans to PMI realities and how amortization schedules work in your favor, this episode is a must-listen for first-time homebuyers, investors, and anyone frustrated with today’s 7% interest rates. Stan also shares his firsthand experience guiding clients through creative deals like this and what you need to know before starting your own mortgage assumption journey.
Connect with Chris for investor networking or assumption insights at urbanfabricproperties@gmail.com / 864-501-3959
Like, rate, and subscribe for more expert-level real estate content from Greenville, SC, and beyond.
As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (973) 479-1267 or by email at smccune@cdanjoyner.com
From FHA and VA loans to PMI realities and how amortization schedules work in your favor, this episode is a must-listen for first-time homebuyers, investors, and anyone frustrated with today’s 7% interest rates. Stan also shares his firsthand experience guiding clients through creative deals like this and what you need to know before starting your own mortgage assumption journey.
Connect with Chris for investor networking or assumption insights at urbanfabricproperties@gmail.com / 864-501-3959
Like, rate, and subscribe for more expert-level real estate content from Greenville, SC, and beyond.
As always, if you have any questions or comments (or, of course, need a realtor), feel free to reach out to Stan McCune directly by phone/text at (973) 479-1267 or by email at smccune@cdanjoyner.com
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