With the holidays coming up, many moms wish they could visit family or plan a getaway—but the price of flights makes it feel impossible. That’s why I’m re-airing this popular episode with Amber Paul from Amber on Points, who teaches families how to travel for free (or almost free) using credit card points.

A year after recording this, I’ve now been practicing what Amber teaches—and it’s truly changed what’s possible for our family. We earned about $12,000 in free travel this year, and my credit score has continued to go up. I know it sounds too good to be true, (that’s exactly what I thought at first!), but it’s real—and it’s absolutely worth learning.

In this encore episode, you’ll learn:

✈️ Why opening multiple credit cards (responsibly!) can actually improve your credit score

✈️ How to use welcome offers strategically to earn far more points from the spending you already do

✈️ Why you might qualify for a business card even if you’re just side-gigging

A quick note: conversations about money and credit can bring up a lot of feelings. Wherever you are in your financial journey, this episode is meant to spark possibility—not pressure.

For full show notes, including takeaways, click here.

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Announcements:

Grab the free companion guide (with Amber’s favorite starter cards) and sign up for our live Q&A with Amber on Wednesday, November 5, 2025 by clicking here!

Related Episodes:

369: How to Teach Your Kids about Money // Abby Chipman

430: Plan Meaningful Family Travel Without the Stress // Meggie Busath

431: 3 Road Trip Hacks for Traveling with Kids // Brittney Hanks

Episode Sponsors:

BetterHelp: 3 in 30 Takeaways for Moms is sponsored by BetterHelp. Go to betterhelp.com/3in30 to get 10% off your first month of online therapy.

AirDoctor: Head to AirDoctorPro.com and use promo code 3in30 to get up to $300 off today! It comes with a 30-day money-back guarantee and a 3-year warranty—an $84 value, free!

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