Originally Aired August, 2022. Some ideas are worth resharing. 

In this episode of Barenaked Money, hosts Josh Sheluk and Colin White welcome Carl Richards, a renowned certified financial planner and creator of the Sketchguy column in the New York Times. Carl discusses his approach to making complex financial concepts accessible, including insights from his books 'The One-Page Financial Plan' and 'The Behavior Gap.' The conversation delves into the emotional aspects of financial decision-making, the importance of having a clear 'why' behind financial goals, and strategies to avoid common investment mistakes. Carl emphasizes the significance of having a flexible financial plan that can adapt to life's uncertainties.

00:00 Introduction to Barenaked Money Podcast
00:15 Special Guest: Carl Richards
00:24 Carl Richards' Background and Achievements
02:04 Discussing 'The Behavior Gap'
02:41 Understanding Financial Behavior
05:07 Common Financial Mistakes
07:04 The Importance of Financial Purpose
09:48 Strategies to Avoid Financial Mistakes
13:51 Discovering Your Financial Why
20:37 The One Page Financial Plan
21:44 Setting Financial Goals and Action Steps
22:42 The Value and Limitations of Projections
25:47 The Illusion of Certainty in Financial Planning
28:49 Embracing Uncertainty and Adaptability
33:08 Too Much Information: The Modern Dilemma
38:05 Practical Advice for Scary Markets
41:32 Conclusion and Final Thoughts