On this episode of Chit Chat Stocks, Ryan and Brett talk to Fabio from Capital Mindset about NMI Holdings (ticker: NMIH). Find out why this stock has grown earnings at 20% per year but only trades at 8x earnings. They discuss:

(00:00 ) Introduction to NMI Holdings and PMI Insurance

(06:29 ) The Evolution of Mortgage Insurance Post-2008

(11:22 ) NMI Holdings: A New Player in the Market

(16:11 ) Market Dynamics and NMI's Competitive Edge

(21:13 ) Risks and Key Performance Indicators for NMI Holdings

(31:07 ) Housing Market Dynamics and Anomalies

(40:30 ) Geographic Concentration and Market Focus

(46:54 ) Earnings Review and Business Performance

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Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.