ACA Subsidy Expiration: Avoiding the 'Subsidy Cliff'
Update: 2025-11-29
Description
Millions of Americans face potential premium hikes in 2026 due to expiring ACA subsidies, leaving many uncertain about their health coverage costs. This subsidy cliff could affect those earning above 400% of the federal poverty level, potentially causing significant financial strain. Strategies to mitigate this include maximizing tax-advantaged account contributions and reducing income through fewer work hours or charitable donations.
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