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Kelvin's article is the main source of conversation this week, as the recent lift in upsizers and smaller investors takes focus, as well as a look into who are securing recent new builds. 

This also flows well into a chat about the latest RBNZ lending data looking into market reaction from looser LVRs and DTIs. Another key point of note reamins the higher levels of bank switchers too.

From a broader economic perspective there's a promising result from the recent business confidence survey, but expectations still remain in check from both consumer confidence and filled jobs data. Plus, there's also reason to remain cautious of the encouraging building consent figures.

Lastly, a deeper look into regional business costs comes courtesy of a question from Nathan and the granularity of the Cordell construction cost data. 

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