Another Rate Drop! But Will Your Mortgage Actually Get Cheaper?⎥Ep. 2268
Update: 2025-11-26
Description
The Reserve Bank has just delivered its final OCR cut of the year ... but what does that mean for mortgages, investors, and house prices heading into 2026?
In this episode, Ed and Andrew unpack the numbers from the latest announcement and explain why this cut might be the last one in this cycle.
You’ll learn:
- How far has the OCR fallen this year
- Whether mortgage rates could keep dropping – or start creeping back up
- What the Reserve Bank’s “crystal ball” says about house prices next year
This episode shows why a lower OCR doesn’t guarantee cheaper mortgages, how much more rate movement is possible, and what investors should realistically expect in 2026.
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