We’ve got another great podcast here. I think it’s clear by now if you are listening that I’m a believer in BTC, DeFi, and all of the great innovations that can come from blockchain technology. In this episode, I had the pleasure of interviewing, Patrick Sells, Chief Innovation Officer at NYDIG. NYDIG is a bitcoin company that’s fusing high tech with institutional-grade finance to usher in a new era of financial products. They make it easy for partners to white label NYDIG solutions and create their own products like bitcoin accounts, rewards, and loyalty programs.

Patrick first started his endeavor into BTC and crypto while working at Quontic Bank in Queens where he successfully launched the first BTC rewards card at a Community Development Financial Institution (CDFI) mind you! For those of you who don’t know what a CDFI is you can read more here but these institutions are designed to help low-income, minority, and distressed communities get access to financial services. That speaks to the belief of Patrick and Quontic Bank that BTC is quite possibly the best tool for financial inclusion ever created. We unpack his journey, what qualifies as money and how we should evaluate good money vs bad money.

Hope you enjoy it!

Jeff

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