Build Rainy Day Fund, Save from Surprises
Update: 2025-12-02
Description
Holiday spending and everyday costs can strain finances, making a rainy day fund essential. Only 63% of Americans can cover a $400 emergency with cash. Banks offer tools like automatic transfers, round-ups, and high-yield savings accounts to help build a financial cushion. A small fund of $500-$1000 can significantly reduce reliance on credit cards for unexpected expenses.
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