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Case Study – How to Buy Commercial Property Using a SSAS Pension

Case Study – How to Buy Commercial Property Using a SSAS Pension

Update: 2025-10-15
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Description

In this episode, Christian is joined by WealthBuilders member and wealth coach Toby Spanier, who shares three powerful case studies of commercial properties he purchased using his SSAS pension.

Toby reveals how he found and structured each deal, why a SSAS gave him a unique advantage over traditional financing, and how he created both income and tax-free capital growth within his pension.

If you’ve ever wondered how a SSAS can be used to fund commercial property — even when banks won’t lend — this episode will give you clear, practical insights to apply on your own wealth-building journey.

What You’ll Learn in This Episode:

  • How Toby used his SSAS to buy three very different commercial properties.
  • Why being a SSAS cash buyer can unlock discounts and opportunities others miss.
  • How planning permission and smart structuring created significant tax-free uplifts.
  • The differences between buying property inside vs. outside a SSAS.
  • How collaborating with other SSAS investors can make bigger deals possible.
  • Practical lessons to avoid common pitfalls when investing through a pension.

Links & Resources Mentioned in This Episode:

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Case Study – How to Buy Commercial Property Using a SSAS Pension

Case Study – How to Buy Commercial Property Using a SSAS Pension

Toby Spanier, Kevin Whelan, Christian Rodwell