Choosing a health insurance plan doesn’t have to suck — and this week, we’re proving it.

In this episode of The Extreme Personal Finance Show, I get to sit down with Mike Anderson, owner of Anderson Benefit Partners, and one of the rare humans that make health insurance actually make sense.

Open enrollment is here, premiums are totally skyrocketing, plans are changing, and one major carrier just announced it's shutting down. Mike breaks down:

• What the UCare → Medica transition means for 300,000 people
• How to compare plans like a pro (without losing your mind)
• Why networks matter more than you think
• How GLP-1 drugs, rising claims, and post-COVID care are driving costs up
• What families should evaluate first when choosing a plan
• Why HSA plans are changing big time in 2026
• The hidden traps in “preventive care” visits
• How small employers are saving 20–30 percent with level-funded plans
• What Medicare users need to know if they travel or snowbird
• How to avoid paying thousands more because of billing errors
• And why using a licensed broker is free — and massively valuable
• 
  

This episode is loaded with clarity, strategy, and real-world advice for anyone choosing their own insurance, supporting a family, running a small business, or stepping into Medicare for the first time.

If you’ve ever thought health insurance is confusing, expensive, and impossible to understand, this episode could change everything. Choosing your health insurance doesn’t have to suck. Let’s break it down!

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Connect with Mike Anderson
https://www.andersonbenefitpartners.com

Email Mike Anderson

mike@andersonbenefitpartners.com

Resources and Links:

CPT Codes

https://www.aapc.com/codes/cpt-codes-range/

Estimate your healthcare expenses

https://www.fairhealthconsumer.org

The National Association of Benefits and Insurance Professionals (NABIP)

https://nabip.org