In this episode, Colleen Bodziony, Director of Operations and Member Services, Brad Weaver, Director of Property and Casualty Underwriting, and Russ Godin, Director of Claims, walk you through common insurance red flags seen in contracts and help Members reduce risk by making sure contracts include the right protections, proper insurance, clear responsibilities and clear terms. Drawing from their unique perspectives in Member Services, Underwriting, and Claims, the trio discusses key contract language—like hold harmless, additional insured, and waiver of subrogation—and explains what these terms really mean for Trust Members. Tune in to learn practical tips to help you better understand, review, and manage contracts with confidence.