DiscoverAuto Remarketing PodcastDissecting evolving credit scores with Shams Blanc of FICO
Dissecting evolving credit scores with Shams Blanc of FICO

Dissecting evolving credit scores with Shams Blanc of FICO

Update: 2025-11-24
Share

Description

As much as auto-finance underwriting has become sophisticated, a potential starting point to determine if the applicant will be offered an installment contract is the credit score.

Shams Blanc, who is vice president of auto scores at FICO, described the ongoing evolution of credit scores during this episode of the Auto Remarketing Podcast.

Blanc also revisited a project conducted earlier this year with Cox Automotive that examined the dynamics of changing scores amid student loans and delinquency, as well as how much more cognizant consumers are about their credit status.
Comments 
In Channel
loading
00:00
00:00
x

0.5x

0.8x

1.0x

1.25x

1.5x

2.0x

3.0x

Sleep Timer

Off

End of Episode

5 Minutes

10 Minutes

15 Minutes

30 Minutes

45 Minutes

60 Minutes

120 Minutes

Dissecting evolving credit scores with Shams Blanc of FICO

Dissecting evolving credit scores with Shams Blanc of FICO

Cherokee Media Group