Ep 145 | Debt, Savings, or Expenses? How to Know What to Focus On First

Ep 145 | Debt, Savings, or Expenses? How to Know What to Focus On First

Update: 2025-09-02
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Clarity with where your money is going today is essential to you achieving your retirement goal. If you are worried about how to reach retirement or how to save enough money this episode will help you understand if you should be reducing expenses, paying off debt, or doubling down on savings.


What you’ll learn:

✅ How to evaluate your current financial reality 

✅ Why clarity matters before action 

✅ A three point reflection every retirement plan needs

✅ Where your first focus should be right now 



Related Episodes:

Ep 66 - Why Budgeting Isn’t Enough And What You're Leaving Out

Ep 102 - Redefining Your Debt Relationship and Taking Control For Retirement


Send me your questions, thoughts, and takeaways from the podcast via email hello@elevatefinances.us OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

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Ep 145 | Debt, Savings, or Expenses? How to Know What to Focus On First

Ep 145 | Debt, Savings, or Expenses? How to Know What to Focus On First

Dalene Higgins - Money Coach, Retirement Coach, CEO