Ep 153 | The #1 Retirement Tool You’re Overlooking (and How to Use It Now)

Ep 153 | The #1 Retirement Tool You’re Overlooking (and How to Use It Now)

Update: 2025-09-30
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In this episode, I am sharing why a budget is important in your retirement planning. I’m breaking down what a budget really is, why it matters for your retirement, and how you can start making one work for you today. By the end, you’ll know how to shift from seeing a budget as a punishment to seeing it as permission and the tool that will help you retire. 


What You’ll Learn in This Episode:

✅ What a budget really is (and what it’s not)

✅ Why budgeting is essential if you want to feel secure about retirement

✅ Simple mindset shifts to stop feeling restricted by your budget

✅ Practical steps to use budgeting as your most powerful retirement tool



Related episodes:

Ep 124 - How to Budget for Retirement Without Sacrifices

Ep 133 - How to Create a Budget and Stick to It (Even When Life Goes Off Track)



Send me your questions, thoughts, and takeaways from the podcast via email hello@elevatefinances.us OR leave me a voice message at SpeakPipe

Start your retirement journey with a complimentary Clarity Connection Call

Download the Retirement Ready Checklist and map out your dream retirement

Learn more about the Retirement Roadmap Session

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Ep 153 | The #1 Retirement Tool You’re Overlooking (and How to Use It Now)

Ep 153 | The #1 Retirement Tool You’re Overlooking (and How to Use It Now)

Dalene Higgins - Money Coach, Retirement Coach, CEO