Think you need 20% down to buy a house? Think again.

That outdated myth might be the reason you’re still renting. In this video, we break down exactly how your down payment affects the maximum home price you can afford, based on your budget, not someone else’s rulebook.

We walk through real mortgage math, using $1,500/month as our housing budget and today’s interest rates to show you what buyers with 20%, 10%, or 5% down can actually afford, including property taxes, insurance, and HOA dues.

Whether you're a first-time homebuyer, a millennial trying to break into the market, or just tired of saving toward an arbitrary number, this episode gives you clarity on:

• How much house can you afford at different down payment levels

• Why aiming for a 20% down payment isn't always necessary

• How lenders calculate what you can qualify for

• What to do if your current savings don’t match the home you want

• How to plan your next steps in a high-rate, high-price housing market

This is a no-fluff, numbers-based breakdown for real people who want real answers. If you’re buying a home in 2025, this is the episode you need to watch before setting your savings goal.

Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!

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