Everything Counts is a bi-weekly podcast series that dives into money and financial wellness, hosted by 702’s Motheo Khoaripe. Each episode unpacks practical aspects of personal finance-how to save, spend, invest, and make smart decisions to boost your financial wellbeing.



In this episode, Motheo explores the trend of unretirement, where people return to work after retiring or delay retirement past the age of 65. Join experts Kate Robson (co-head of Investec, My Investments) and Nicolette Mashile (award-winning financial literacy author also known as the ‘Financial Bunny’) as they discuss what’s driving the shift, the impact of poor savings habits, and why early retirement planning is essential.



Learn how financial advisers and tax professionals can help you navigate retirement income, tax implications, and the risks of outliving your retirement savings. Whether you’re planning ahead or already retired, discover practical tips to secure your financial future and make the most of your golden years.



00:00 Introduction

02:00 What is unretirement?

03:00 Why is unretirement becoming the norm?

05:40 Why you shouldn’t withdraw from your retirement savings

07:00 The value of compounding investments

08:00 How to match your current lifestyle in retirement

10:00 Why you need to start planning for retirement early

11:30 What does unretirement look like?

13:00 Unretirement opportunities

14:00 Unretirement and taxation

16:00 The value of a financial advisor in unretirement

17:45 Tax and unretirement

20:00 What happens when retirement funds run out?

21:15 Why you might not have enough saved for retirement

23:30 Make retirement savings a habit

24:30 Conclusion Investec Focus Radio SA