Episode Topic

This episode features Harish Natarajan, Practice Manager of Financial Inclusion and Infrastructure at the World Bank, exploring the transformative potential of digital financial services in addressing financial exclusion. Harish highlights the critical role of fast payment systems in modernizing financial infrastructure, fostering interoperability, and reducing barriers to financial access. The discussion also delves into how developing nations are leveraging fintech innovation and regulatory modernization to create inclusive financial systems that empower underserved populations.

Lessons You’ll Learn

Digital payments hold the power to improve accessibility and reduce costs for unserved and underserved communities, breaking down significant barriers to financial inclusion. Harish sheds light on how fast payment systems provide the backbone for modern financial infrastructure, enabling innovations that promote efficiency and competition. He also explores the role of fintech in bridging gender inclusion gaps, tailoring financial services to diverse needs, and harnessing emerging technologies like AI and blockchain to balance innovation with risk management.

About Our Guest

Harish Natarajan is a distinguished leader in the global financial inclusion space and currently serves as the Practice Manager at the World Bank. With years of experience in developing cross-border payment frameworks, Harish has been instrumental in promoting equitable access to finance in emerging markets. His work focuses on advancing digital financial services, fostering gender inclusion, and implementing sustainable financial infrastructure that aligns with global economic development goals.

Topics Covered

Harish discusses the evolution and importance of fast payment systems, emphasizing their role in enabling interoperability and enhancing competition within financial markets. He also examines the challenges of financial exclusion and the strategies needed to address them through targeted fintech innovations. The conversation extends to the modernization of regulatory frameworks, the use of digital tools to close gender gaps in finance, and the transformative impact of AI and blockchain on the future of the financial sector.