Fed Rate Cut: What It Means for Mortgage Rates
Update: 2025-12-09
Description
Mortgage rates have remained stable at six point zero seven percent for thirty-year fixed mortgages and five point five three percent for fifteen-year mortgages. A potential Federal Reserve rate cut could influence these numbers, with Chair Jerome Powells comments and the Feds dot plot guiding the bond markets sentiment. While a rate cut may make mortgages more affordable, drastic drops are not expected through 2026. The November payroll report and other economic indicators will significantly impact mortgage rates as we approach the new year.
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