Take the guesswork out of financial decisions at every stage of life with Maxifi: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://maxifiplanner.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Designed by Economist Laurence Kotlikoff.

Professor Kotlikoff dives into Upside Investing, and the sophisticated dynamics of ensuring a retiree's financial security. He explores the intricacies of sequence of return risk and how it can drastically affect one's living standard. Furthermore, he sheds light on the often overlooked balance between securing a living standard floor and reaping the benefits of upside investing. Furthermore, Professor Kotlikoff introduces the innovative MaxiFi Planner, a tool that empowers users to scenario-plan their way to financial peace of mind by simulating diverse investing strategies.

Topics Covered:

• Sequence of Return Risk in Financial Planning


• Maintaining Living Standards and Discretionary Spending Trajectories


• Upside Investing and the Role of Safe Assets


• Utilizing the MaxiFI Planner for Informed Financial Decisions

Time Stamps:

• 00:00 Investing in TIPS and stocks for inflation.

• 05:08 Gradual stock conversion to tips yields risk.

• 09:21 Inflation rate, real return, and bond yields.

• 10:20 Deterministic reports recommend safe asset yielding 2%.

• 16:27 Summary: Detailed tax reporting for future years.

• 18:06 Translating uncertainty into certainty in investment planning.

• 21:57 Invest in stocks, then preserve with tips.

• 26:19 500 trajectories ranked by average living standard.

• 29:46 Securing living standard through conservative financial planning.

• 33:45 Investing: securing living standard, limiting downside risk.

• 36:45 Inconsistent spending strategies impact retirement income.

• 42:30 MaxiFi helps plan taxes and finances efficiently.

• 44:32 Boston University provides MaxiFi as employee benefit.

You will gain a deep understanding of how to adjust spending in response to market performance, ensuring a smooth and sustainable living standard over time. Professor Kotlikoff's examples demonstrate the tangible impact of adopting strategic financial practices. Don't miss this opportunity to elevate your financial planning knowledge and gain practical tips to secure your future. This episode is packed with insights that promise to guide you in making informed and effective financial decisions.

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Laurence Kotlikoff is a Boston University Economist, a NY Times Best Selling Author, President of maxifi.com, and Author of Money Magic.

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