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This week, Nick chats to Cam Muggeridge, Adviser for Loan Market Central, in Auckland.

Cam has extensive knowledge of the lending sector, insurance, and property development industry. With his experience coming up through the advisor world, Cam has a thorough understanding of the home loan process and a passion for making that process easy to understand and as stress-free as possible for his clients.

In this chat with Nick, Cam outlays how the market has reacted to the recent fall in the OCR. How it has seen enquiries from both new and existing clients interested in making the reduction work for them.

Cam also details what the discussion looks like when it comes to breaking fixed rates with banks and how to manage expectations and stress levels in the new decreasing interest rate environment. 

With his background in property development, Cam also offers insight into his conversations and expectations for the still-vulnerable construction sector.

Lastly Cam ponders the impact of open banking on NZ.

Cam can be contacted on cameron.muggeridge@loanmarket.co.nz, 027 687 5785 or google for him and the rest of the team at Loan Market Central. 

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