HELOC Rates at Record Low, Homeowners Benefit
Update: 2025-12-02
Description
With interest rates on HELOCs at their lowest this year, financial experts predict an eighty-seven percent chance of another rate cut, potentially pushing HELOC rates even lower. Homeowners with excellent credit and equity in their homes can access this low-rate funding for home improvements or other expenses, without refinancing their entire mortgage. However, be aware of introductory rates that may adjust to a higher, variable rate after a short period.
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