HELOCs: Smart Move with Low Rates
Update: 2025-12-09
Description
HELOCs: A Smart Move in 2025 with Low Interest Rates - Homeowners can benefit from HELOCs as interest rates hit a yearly low of 7.44%. The Federal Reserve is considering another rate cut, potentially lowering HELOC rates further. With record home equity and low primary mortgage rates, HELOCs offer a way to access value without losing great mortgage rates. However, understanding how HELOC rates work, including index rates and introductory offers, is crucial for making informed decisions.
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