Homeowners Take on Risky Mortgages
Update: 2025-12-09
Description
Homeowners are increasingly taking on high-risk mortgages, with deposits of less than ten percent reaching a seven-year high. This trend mirrors pre-2008 levels and poses risks for both borrowers and lenders. Longer mortgage terms and higher loan-to-income ratios are also on the rise, reflecting the challenges of affordable homeownership.
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