How Gen Z Thinks About Money! Lessons from 21-Year-Old Financial Expert Candela Larson | E077
Description
How Gen Z Thinks About Money! Lessons from 21-Year-Old Financial Expert Candela Larson | E077
Candela Larson isn’t your typical 21-year-old. She’s a STEM scholar, entrepreneur, and licensed financial professional who’s already stacking credentials like Series 7 and 66 before most people finish grad school.
In this episode of The Extreme Personal Finance Show, Chris Luger sits down with Candela Larson to unpack what drives her passion for money and investing, how Gen Z views wealth, and the real-world money myths holding young adults back.
They dive into:
- Why personal property (your car, purse, or watch) isn’t an investment—no matter what TikTok says
- How Gen Z can start building wealth early without falling into the credit-card-trap
- The truth about “doom spending,” student debt, and why skipping Starbucks won’t buy you a house
- How AI and social media are shaping the next generation of investors
- Candela’s brutally honest take on life insurance, taxes, and why financial literacy should start now
It’s a fun, raw, and insightful conversation that proves financial independence isn’t about age—it’s about mindset.
Show Notes:
Contact Chris:
https://heavymetal.money
https://www.facebook.com/MoneyHeavyMetal
https://x.com/MoneyHeavyMetal
https://www.instagram.com/chrisluger
https://www.tiktok.com/@heavymetalmoney
email: chris at heavymetal.money
Resources and Links:
https://www.youtube.com/@CalebHammer





