DiscoverThe Money with Katie ShowHow Home Insurance and Climate Change are Upending the Real Estate Market
How Home Insurance and Climate Change are Upending the Real Estate Market

How Home Insurance and Climate Change are Upending the Real Estate Market

Update: 2025-02-19
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The average middle class family has 67% of their net worth tied up in its primary residence. But there’s one looming issue: Rising insurance rates and climate change are threatening those property values—and they might be the canary in the coal mine of the American Dream.


We’re joined by Dr. Jeremy Porter, author of the First Street report at the center of most recent insurance analyses. We discuss insurers pulling out of “high-risk” states, “insurers of last resort” in those states, climate-driven migration patterns we’re already seeing, and how this is likely to play out over the next few decades.


So yes, this episode is about real estate, insurance, and climate risk—but it’s also about the assumptions underpinning wealth in America, and what it means if they’re changing.


Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/climate-change.


Money with Katie’s mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs.

Learn more about your ad choices. Visit megaphone.fm/adchoices

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How Home Insurance and Climate Change are Upending the Real Estate Market

How Home Insurance and Climate Change are Upending the Real Estate Market

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