In this episode, the ‘Unconventional Millennials’, Elijah Bankole and Heron Abegaze, discuss how they turned their finances around – wiping out $162,000 of debt in under three years! The couple shares their journey to becoming debt free and how they also became mentally and emotionally stronger by deciding to work on their goals through using Dave Ramsey’s methods.

There is nothing that you can’t achieve with your partner when you’re working towards a common goal with honesty and openness. Elijah and Heron came together to make a plan for their future, and it ended up changing their life forever. There will always be setbacks in life, and being prepared is a huge factor in how we overcome issues in our lives. Elijah and Heron are on a mission to help others to feel prepared by inspiring them to reach their own debt-free dreams.

Key Topics

The Journey to Debt Free

• A few years ago, Heron was finishing up grad school and Elijah was working a full-time job.


• They were making their minimum payments and weren’t struggling, but weren’t getting anywhere either.


• Heron looked at her student loans specifically and looked into how much interest she would be paying over ten years, and felt overwhelmed.


• She then started to research how people pay off their debt and found Dave Ramsey, as well as other inspiring stories of getting out of debt, and was motivated to begin her journey to becoming debt free.

How They Started

• Heron was initially excited about becoming debt free, but it took It took a couple of months for Elijah to come around.


• Once Elijah was convinced, they started Dave Ramsey’s program – first, just starting with a budget.


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