Hypoport SE 9M 2025: Key Takeaways

Hypoport SE 9M 2025 Financial Results – CEO Ronald Slabke Presents Strategic Update

Strong Financial Performance Reflecting Platform Resilience

In a still-challenging real estate and financing environment, Hypoport SE delivered profitable growth and structural margin expansion, underscoring the resilience and scalability of its digital platform ecosystem.

For the first nine months of 2025, the company achieved:

- Revenue of approximately €459 million, up 12 % year-on-year

- Gross profit of around €197 million, a 16 % increase

- EBIT nearly doubled compared to 9M 2024

- Strong cash position with continued cost discipline

This performance reflects Hypoport’s long-term value strategy, which continues to outperform short-term market fluctuations.

Business Segments Overview

Real Estate Platform (Europace AG)

The Europace mortgage platform — Germany’s largest B2B real estate financing marketplace — delivered strong double-digit growth in transaction volume. The number of active financial institutions and partners increased, reinforcing the platform’s central role in the housing finance ecosystem.

- Mortgage volume growth exceeded overall market trends

- Greater digital automation and data usage improved efficiency

- Market share gains among cooperative and private banks lifted profitability

Housing and Mortgage Distribution

The Dr Klein network for private clients experienced stable refinancing demand and early signs of consumer sentiment recovery. While the pace of new loan growth remained moderate, corporate and institutional financing remained resilient, particularly in commercial property funding.

Insurance and Other Platforms

The Insurance Platform and SME Financing units advanced steadily, increasing integration with Hypoport’s overall ecosystem. These divisions support recurring income and enhance customer lifetime value across the network.

Strategic Outlook: Platform Scalability and Market Normalization

CEO Ronald Slabke highlighted the platform model’s readiness for scalable growth as market conditions normalize. Hypoport’s ecosystem of integrated services — spanning financing, insurance, and data — is positioned to benefit from fixed-cost leverage as transaction volumes rise again.

Key strategic priorities include:

- Expanding participation across banks, savings banks, and independent advisors

- Increasing digital integration across all platform components

- Investing in AI-driven underwriting and data analytics

- Scaling recurring revenues through SaaS and value-added data services

Structural Tailwinds Support Hypoport’s Long-Term Equity Story

Germany continues to face significant housing undersupply, while demographic and urbanization trends reinforce mortgage demand. Simultaneously, digital transformation across financial services boosts demand for Hypoport’s integrated technology solutions.

This combination supports the company’s long-term growth trajectory and operational leverage.

CEO Ronald Slabke Concludes

“Our 9M results show that Hypoport’s platforms are delivering scalable growth, even in a challenging environment. We will continue to invest in innovation, deepen our ecosystem, and drive sustainable value for customers and shareholders alike.”

▶️ Other videos:

Elevator Pitch: https://seat11a.com/investor-relations-elevator-pitch/

Company Presentation: https://seat11a.com/investor-relations-company-presentation/

Deep Dive Presentation: https://seat11a.com/investor-relations-deep-dive/

Financial Results Presentation: https://seat11a.com/investor-relations-financial-results/

ESG Presentation: https://seat11a.com/investor-relations-esg/

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