00:00 Introduction and Greetings

01:26 First Viewer Question: One-Time Points Scenario

10:07 Credit Card Marketing: Best and Worst Stories

26:15 Scenario: Only Two Credit Cards Allowed

40:43 Understanding Marketing in the Credit Card Community

42:10 American Express and Capital One Authorized User Fees

44:10 The True Cost of Free Travel

46:46 Rejecting the $75,000 Spend Requirement

50:30 Designing the Ultimate Credit Card

01:02:25 New American Express Marriott Business Cards

01:18:21 Critique of the Bevy and Brilliant Cards

01:19:33 Priority Pass and Global Entry Benefits

01:20:04 Annual Fees and Card Comparisons

01:21:27 Speculations on Future Card Changes

01:22:55 Marriott's Marketing Strategies

01:28:47 Ideal Marriott Bonvoy Redesign

01:34:11 Improving Marriott's Customer Service

01:51:18 Final Thoughts and Credit Card Advice

02:00:17 Membership Highlights and Conclusion

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