IRMAA, 457b, QCDs, and Roth Conversions: Q&A #2451
Description
Jim and Chris discuss listener questions relating to IRMAA, Social Security benefits, 457B plans, Qualified Charitable Distributions, and Roth conversions.
(8:30 ) The guys address a listener question about using form SSA-44 to appeal IRMAA surcharge.
(20:45 ) George seeks clarity on whether and how his wife’s 457 plan distributions will impact their Social Security benefits.
(42:00 ) A PSA from Georgette shares her experience with using check-writing from an IRA for QCDs.
(46:00 ) Jim and Chris weigh in on advice given to a widow about converting her late husband’s SIMPLE IRA to a Roth IRA.
(1:20:45 ) A listener asks for guidance on handling the pro-rata rule after a backdoor Roth conversion and the implications of an IRMAA discrepancy due to a late-reported Roth conversion.
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