Kasikornbank Embraces AI, Cautious Lending for Economic Survival
Update: 2025-11-13
Description
Kasikornbank, Thailands second-largest bank, is leveraging AI and cautious lending to navigate economic challenges. The bank expects AI to boost productivity and streamline credit approvals, allowing human underwriters to focus on complex applications. Despite Thailands slowing economy, the bank has adjusted its credit policy to focus on customers with established credit histories, improving their non-performing loans ratio. While merger or acquisition offers have been received, the bank is not actively pursuing any deals at this time.
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