DiscoverThe Investors CornerLandlords Are Back! £10.5bn BTL Lending Surge – But Will It Last?
Landlords Are Back! £10.5bn BTL Lending Surge – But Will It Last?

Landlords Are Back! £10.5bn BTL Lending Surge – But Will It Last?

Update: 2025-08-15
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This week, we're joined by Tom Ashton from Mortgage Tribe to unpack the massive changes happening in the landlord mortgage market in 2025.

 

Buy-to-let lending has surged 47% in Q1 alone, hitting £10.5bn, and there's a real sense that the landlord sell-off might finally be over. But what does this mean for investors and property owners looking to finance their next move?

 

We cover everything from new build mortgage criteria, gifted deposits, and record mortgage choice for landlords, through to second charge 

mortgages and the new mortgage guarantee scheme.

 

If you're a landlord or property investor and want to understand where the opportunities are right now — you'll want to hear this one.

 

We cover:

  • Landlord sell-off ends? Buy-to-let loans up 47% in Q1 to £10.5bn – what's driving the resurgence
  • New build lending: Are lenders tougher on new builds for landlords, and how can you future-proof your investment?
  • Gifted deposits: Are lenders taking a dim view on them? Are the rules different for personal vs limited company BTLs?
  • Record mortgage choice: June sees more BTL products than ever — how landlords can make the most of it
  • Second charge mortgages: A new way for landlords to leverage equity and scale portfolios
  • Mortgage guarantee scheme: What is it, who is it for, and will it work?

 

Whether you're actively investing or just reviewing your portfolio, this episode is full of practical lending advice and current market trends.

 

Contact Tom:

Email: tom@mortgagetribe.co.uk

Website: www.mortgagetribe.co.uk

 

🎙 Listen to The Investor's Corner Podcast

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Apple Podcasts: https://podcasts.apple.com/gb/podcast/the-investors-corner/id1588273348

 

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Landlords Are Back! £10.5bn BTL Lending Surge – But Will It Last?

Landlords Are Back! £10.5bn BTL Lending Surge – But Will It Last?

The Investors Corner