Even if you’re not on Medicare right now, chances are someone you love is—and sooner or later, you’ll face those decisions yourself.

That’s why it’s worth paying attention to an important letter that arrives every September: the Annual Notice of Change.

Most people glance at it, toss it aside, and never think twice.

But with big shifts coming in 2026, ignoring it could be a costly mistake.

And that letter is just the beginning.

There are three other Medicare traps that cost people thousands each year and, in some cases, wreck entire retirement plans.

In this episode, I’ll walk you through the 2026 changes you (and your loved ones!) need to prepare for, plus the three mistakes to avoid no matter what year it is.

By the end, you’ll know exactly what to watch for and how to feel confident about Medicare—whether you’re enrolled now, preparing for it soon, or helping someone you care about.

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SCHEDULE A (FREE) RETIREMENT STRATEGY MEETING:

My team and I have guided hundreds of families across the U.S. through retirement’s biggest challenges over the last two decades.

The result?

Smarter tax strategies, better investment decisions, and a more confident retirement.

If you’re seeking clarity and a proven retirement planning process, we’d be honored to help.

👉 Schedule a Complimentary Strategy Session

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EPISODE RESOURCES:

→  Grab the Episode Show Notes

→ Join the Stay Wealthy Retirement Newsletter

→  Learn About the Total Retirement System™