Money and Me: Should you refinance now?
Update: 2025-11-04
Description
As interest rates tumble to three-year lows, Singapore’s homeowners are racing to refinance their HDB loans.
Could now be the smartest time to switch from HDB’s 2.6% rate to a bank loan?
Or are there hidden risks that could derail your savings goals?
From lock-in penalties to cash rebates and the one-way nature of HDB refinancing, learn what every borrower needs to check before signing.
Then, turn your attention to retirement - how much insurance coverage do you really need to protect your future without overpaying?
Hosted by Michelle Martin with guest Daniel Sim, Founder of Golden Goose Properties.
See omnystudio.com/listener for privacy information.
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