Mortgage Expert: A New Framework for Islamic FINANCE | Ep 57 - Sheikh Salman Hassan
Description
The episode follows Sheikh Salman Hassan’s personal shift from a transactional view of Islam and Islamic finance to a theology-first ethic of reflecting Allah’s attributes in life and business, prioritising real societal benefit over box-ticking legality. He urges collaboration across the industry—even pragmatically working within conventional frameworks when necessary—to tackle poverty and widen access to finance, while sharing candid stories about mentorship, ego, and spiritual transformation.
This podcast is hosted by Areeb Siddiqui, the founder and CEO of Kestrl, the app that helps people to grow their wealth without compromise
Find out more about our app here: https://kestrl.io/
And how we help banks here: https://business.kestrl.io/
Show Notes:
00:00 - Opening
05:03 — Spiritual crisis: knowledge without purification
09:52 — From transactional deeds to ma‘rifah (reflecting Divine attributes)
15:44 — Debt ethics via sabr/halim; theology-first approach to finance
34:41 — Collaboration over competition; “rizq is written”
49:32 — What’s missing in today’s Islamic finance
56:46 — Prioritizing poverty & access; serve all society
01:06:33 — Advice to fintechs: do everything with ihsan (even tidy bathrooms!)
01:09:05 — Start with istighfar; the “empty pipe” ego metaphor
01:12:52 — Boundaries; jamali vs jalali mercy/strength; Ali (r.a.) anecdote
01:16:17 — Being mentored by someone younger; humility lessons
01:17:19 — Dream of Shaykh ‘Abd al-Qadir al-Jilani; signs of guidance
01:20:18 — “Sacred Compass” talk aligns; offer to mentor; wrap-up