Rental Property Debt: When to Pay Off vs When to Buy More Properties
Description
Should you pay off your rental properties or use that cash to buy MORE? This is THE question I get from clients constantly—especially Dave Ramsey followers who are terrified of debt.
In this episode, I'm breaking down:
- My personal Real Estate Snowball strategy (how I'm paying off 10+ properties in 7-8 years)
- The "lazy equity" trap that's costing investors millions
- Real math: How 1 paid-off property can become 4 properties worth $1M in 10 years
- When to be in the "buy, buy, buy" phase vs the "pay off" phase
- Why your tenants are literally buying you free houses
Whether you have 1 rental or 50, this episode will change how you think about rental property debt.
EPISODE RESOURCES:
🎁 DOWNLOAD YOUR FREE REAL ESTATE SNOWBALL CALCULATOR Run your own numbers and see exactly how long it will take to pay off YOUR rental properties. This is the exact tool I use to plan my 10-property payoff strategy.
Inside my free Skool community you'll also get: ✅ 3-Day Out-of-State Investing Course ✅ Deal analysis calculators & templates ✅ Market research reports ✅ Weekly live Q&As where I review your deals ✅ Active community of 500+ investors taking action NOW
⚠️ Fair warning: I'm keeping this free for now, but once we hit 1,000 members, this becomes a paid membership. Lock in free lifetime access today: https://www.skool.com/passiverentals-free/about?ref=podcast
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MORE RESOURCES:
CONNECT WITH ME
🚨 FREE Real Estate Investor Resources Inside! Join now and get the 3-Day Out-of-State Investing Course, deal calculators, market reports, and exclusive investor community access: https://www.skool.com/passiverentals-free/about?ref=podcast
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ABOUT PASSIVELY RICH WITH RENTALS
Passively Rich with Rentals is the real estate investing podcast for busy people who want simple, actionable steps to build passive inc...



