Roth Conversions: New Tax Laws' Unintended Consequences
Update: 2025-11-21
Description
Roth IRA Conversions: Navigating Tax Torpedoes and New Laws - Experts warn of potential tax pitfalls with Roth conversions, including the tax torpedo effect and phaseouts due to new tax laws. The tax cost of conversions may exceed usual marginal tax rates. Investors must consider long-term goals and run tax projections before making key moves, especially with end-of-year tax strategies.
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