On this week’s episode of Living Care Radio, special guest Julie Moorer joins Darol Tuttle as they discuss retirement accounts, pension and compensation tips for veterans and preventatives for Alzheimer’s. Julie Moorer is a Registered Nurse and the Director of Recruitment at the University Of Washington & Veterans Administration Alzheimer’s Disease Research Center.

Segment 1 - Retirement Accounts
• One must know the law regarding IRA’s and the age required for taking money out (70 ½)
• Important Information regarding Trusts
o Valid under state law
o Irrevocable
o Beneficiaries must be specifically identified in the document
o Beneficiaries must be individuals
o Specific documents must be presented by October 30th by the year following ones’ death

Segment 2 - Tips for Veterans: Pensions & Compensation
• 1 in 8 elders in America live with dementia – 6th leading cause of death nationwide (3rd leading cause of death in Washington State)
• Listener Cynthia, from Shelton, calls in regarding her father that served in Vietnam. Her father lives alone in Kent and her family is unable to make frequent visits. Cynthia fears he can’t care for himself and would like to know if VA can provide help.
• There is a link between deteriorating health (like Alzheimer’s) and being in the war. If one’s symptoms appear to be related to the war, medical help/compensation is provided. This would not be considered income, but compensation. With this compensation a tax break is given. A service connected compensation

Segment 3 – Alzheimer’s
• Caller Lisa poses a question to Darol and Julie regarding her father, who served in WW2 and has completely lost his hearing. They can’t afford hearing aids. Can he receive VA benefits? The answer is yes.
• Alzheimer’s – What is the #1 risk factor?! Getting older!!
• Preventatives for Alzheimer’s:
o Manager blood pressure
o Keep cholesterol down
o Don’t get diabetes – especially type 2 – 65% are more at risk for 55 years and older
o Eat right
o Exercise!!

If you would like more information on the Alzheimer’s Disease Research Center, please go to http://depts.washington.edu/adrcweb/.