Sequence of Risk: Why Retirement Timing Can Make or Break Your Future | Episode 136
Update: 2025-07-26
Description
In this week’s episode of Safer Retirement Radio, Brian Decker and Bradley Geddes, CFP(R) break down one of the most overlooked threats to retirement success—sequence of returns risk. What happens if you retire right before a market downturn? What if your portfolio strategy doesn’t account for market flatness or volatility?
You’ll learn:
Why traditional 60/40 portfolios fall short in today’s environment
How drawing from laddered principal-guaranteed accounts can help stabilize income
What Monte Carlo simulations get wrong—and how to avoid becoming a statistic
Strategic updates from the new One Big Beautiful Bill (OBBB), including major tax credits for retirees
Don't let bad timing derail decades of hard work. Tune in to hear how a math-based distribution plan can help you retire with confidence—regardless of what the market does next.
🎧 Listen now and take control of your retirement strategy.
You’ll learn:
Why traditional 60/40 portfolios fall short in today’s environment
How drawing from laddered principal-guaranteed accounts can help stabilize income
What Monte Carlo simulations get wrong—and how to avoid becoming a statistic
Strategic updates from the new One Big Beautiful Bill (OBBB), including major tax credits for retirees
Don't let bad timing derail decades of hard work. Tune in to hear how a math-based distribution plan can help you retire with confidence—regardless of what the market does next.
🎧 Listen now and take control of your retirement strategy.
Comments
In Channel