In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions talk through one of the biggest emotional challenges retirees face: staying calm during market volatility.

Jim and Casey unpack why markets feel so unpredictable, the psychological traps investors often fall into, and the practical steps you can take to keep your financial plan on track when headlines turn scary. They also share real client experiences, lessons learned from previous downturns, and the mindset shifts that help long-term investors stay confident rather than reactive.

Whether you're retired or nearing retirement, this episode provides clarity and reassurance for navigating uncertain times with a steady hand.

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00:00 – Introduction: Why markets feel more “nervous” lately

02:04 – What a “nervous market” really means

03:30 – Why volatility feels worse than it actually is

05:22 – Emotional traps investors fall into

07:10 – Recency bias, fear, and market overreactions

09:18 – What history tells us about volatile periods

11:26 – How long-term investors can stay grounded

13:14 – Building a plan that can weather any market

15:06 – Why staying invested matters more than timing

17:20 – Real client stories from past downturns

19:02 – Practical steps to stay calm and make smart decisions

21:18 – How to evaluate your portfolio during volatility

22:42 – Final thoughts and encouragement

Disclaimer

Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.