In this episode, we discuss payments in the US, particularly focusing on account-to-account, open banking, the role of fintech, and the impact of AI. Sarah Stapp, the Chief Commercial Officer at Aeropay, shares her insights on the current state of the US payments market, its challenges and opportunities, and the importance of standardization in APIs. The conversation also touches on the differences between the US and European markets, particularly in terms of regulation and consumer behavior.