The Fed Doesn’t Control Your Mortgage Rate
Description
In this episode of The Brutally Honest Loan Officers Podcast, Stephen and Derick break down the recent Federal Reserve meeting in Jackson Hole and what it really means for buyers, sellers, and realtors.
They simplify the complex:
Why the Fed’s decision not to change rates doesn’t directly set mortgage rates.
How mortgage rates are tied more to the 10-year Treasury yield than to Fed Funds.
Why waiting for a “perfect” rate is risky, and how to focus on your own financial timing instead.
Real-life client stories that show how small rate shifts impact buying power.
Practical tips for credit management, avoiding late fees, and staying loan-ready.
Whether you’re a buyer, realtor, or just watching the economy, this episode cuts through the noise and helps you make smarter decisions in a volatile market.
United States
