This week on Bread & Butter, Tayo & E-man get real about modern retirement. Pensions matter, but they’re not the whole plan. We break down how to combine AI skills, rent-to-rent cashflow, investing, and social capital to retire on your terms (not a government timetable). Real stories, real numbers, and practical prompts you can use today, from using ChatGPT to negotiate contracts and write emails, to reverse-engineering your monthly retirement income across multiple streams.

What you’ll learn

• Why treating AI like the gym (daily reps!) can 10x your efficiency, and even create roles for you at work


• Pensions 101 (plus why most people still need other income streams) and a simple 10–15% rule of thumb


• Rent-to-rent explained: cashflow now vs. equity later, ideal guest profiles (contractors/insurance), and scaling


• How to use ChatGPT for contract red flags, policy T&Cs, tone-perfect emails, and scripts that actually convert


• Social capital over follower count: why 200 true supporters can outrun 200k passive followers


• The “5 x £1k” retirement framework to hit a target like £5k/month without relying on a single source

🎧 Tap in now, and don’t forget to Like, Share & Subscribe!

The Bread and Butter by Emmanuel Asuquo & Tayo Oguntonade is not your typical finance or business podcast, it explores real-life stories of how money plays a part in our day-to-day life - with no boundaries, no secrets and no censorship. In each episode we invite you to be a fly in the room when we discuss money taboos, key financial advice and some of the hottest money topics online, often with well-known guests from influencers, athletes to musicians. Together we discuss money in a super relatable way, talk about the impacts it's had on their journey and the role it plays today. Topics will revolve around how money plays a part in parenting, living and working abroad, entrepreneurship and content creation & more!

Learn more about your ad choices. Visit podcastchoices.com/adchoices