Most Americans will never retire comfortably.

Not because they didn’t work hard but because the system is built to keep you broke.

Welcome to the MyFinJourney Podcast! In this episode, we sit down with Jake Rushton, a veteran in financial services with over 18 years of experience and a self-funding expert. Jake shares his unique journey from aspiring dentist to becoming a keynote speaker and financial strategist, emphasizing transparent employee benefits and tax-efficient retirement planning.

In this raw conversation, self-funding expert & keynote speaker Jake Rushton (18+ years in financial planning) exposes:

Why your 401(k) isn’t enough (and what to do about it)

How healthcare & insurance quietly destroy your retirement savings

Why schools set you up to be an employee, not wealthy

The truth about financial freedom most advisors won’t tell you

Episode Chapters:

(00:00 ) Introduction

(00:45 ) Jake Rushton's Career Journey

(03:53 ) The Pivot from Dentistry to Finance

(05:46 ) E-Trade and the 401k World

(09:13 ) The Importance of Self-Investment

(11:33 ) Challenges in the Education System

(20:31 ) Parenting and Preparing for Success

(22:39 ) Building Financial Freedom

(23:05 ) The Importance of Self-Improvement

(23:24 ) Starting Small: The Power of Incremental Progress

(23:52 ) Overcoming Fear and Excuses

(25:01 ) Building a Vision for Long-Term Success

(25:47 ) Understanding the Financial Landscape

(26:35 ) The Broken Health Insurance System

(28:31 ) The Benefits of Self-Funding

(38:00 ) Educating Employees for Better Healthcare Decisions

(41:46 ) Connecting with Jake for Financial Wisdom

(42:48 ) Conclusion: Invest in Yourself

🔗 CONNECT WITH JAKE RUSHTON

LinkedIn: https://www.linkedin.com/in/jakerushton

Website: jakerushton.com

🔗 CONNECT WITH MUSTAFA LADHA (HOST)

LinkedIn: https://www.linkedin.com/in/mustafa-ladha/

YouTube: https://www.youtube.com/@my.finjourney

Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx

Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353

If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.

⚡ Don’t wait until it’s too late. Invest in yourself NOW.

👉 Subscribe to MyFinJourney for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.