Welcome to Episode 2 of "Penny to the Pound," where we unravel the complexities of finance and provide you with actionable insights! In this episode, we're exploring the intriguing world of Individual Voluntary Arrangements (IVAs) with an industry expert.Join us as we sit down with Ian Millington, an experienced Insolvency Practitioner from AFA Insolvency. Ian sheds light on how IVAs work, what they mean for those facing financial difficulties, and how they can be a lifeline in challenging times. Whether you're curious about IVAs or are considering this route for debt management, this episode is packed with invaluable insights, professional expertise, and answers to all your questions about this essential financial tool. Don't miss out on this eye-opening conversation! Follow our podcast, turn on notifications, and share this episode to spread knowledge and empower others on their financial journey.If you have any questions, or would like to get in touch you can contact us on: Info@pennytothepound.co.ukAFA Insolvency's Website: afainsolvency.co.uk *Before making any financial decision, please seek independent advice.