📈 Are you on track with the Baby Steps? Get a free personalized plan.

If you’re debt-free but holding onto that Disney credit card, you might be “Ramsey-ish.” In this episode, find out what that means for you and your finances.

Next Steps:

• 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour   


• 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram. Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 


• 📗 Order George Kamel’s new book, Breaking Free From Broke.


• 📚 Get Rachel Cruze’s Kids Book Bundle.


• 
  💵 Start your free budget today. Download the EveryDollar app!
  

Connect With Our Sponsors:

• 🔒 Get 20% off when you join DeleteMe.


• 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth.

Today’s Happy Hour Special: 🍹 Cranberry Fizz Mocktail

Recipe: @holisticrendezvous

• 1 ounce cranberry juice


• 1/2 ounce rosemary thyme syrup


• Top with sparkling water


• Rosemary sprig (garnish)


• Ice (cranberry and rosemary)

Instructions:

Syrup: Combine all ingredients and bring to a boil. Reduce to a simmer for 10 minutes and then remove from heat. There should be about 3/4 cup liquid left. Strain and store in the fridge for about a week.

Mocktail: Rim a lowball glass with maple syrup (or honey) and coarse sugar and fill with ice. Add all ingredients and top with fresh or frozen whole cranberries and a sprig of rosemary.

Explore More From Ramsey Network:

💡 The Rachel Cruze Show

💰 George Kamel

🎙️ The Ramsey Show

💸 The Ramsey Show Highlights  

🧠 The Dr. John Delony Show

🪑 Front Row Seat with Ken Coleman

📈 The EntreLeadership Podcast

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices