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The headlines are loud, but the real opportunities are quieter. In this episode, Scott breaks down what the newly passed “Big Beautiful Bill” (BBB) actually means for retirees, pre-retirees, and business owners.

We’ll tell you how this sweeping tax legislation opens new planning windows through 2028, with major implications for Roth conversions, tax bracket optimization, charitable giving, and small business depreciation. We’ll also provide clarification on key changes to the standard deduction, which includes a new $12,000 “senior bonus” and why these updates matter more for middle-income retirees than high earners.

Here’s what we cover in this episode:

📉 Tax brackets stay low—Roth conversion window extended

🧾 Standard deduction + $12K senior bonus (with phaseouts)

🏡 SALT deduction cap raised to $40K (with income limits)

🤝 100% bonus depreciation for business owners & landlords

💸 New above-the-line deductions for charity & car loans

💼 Want expert help in planning for your financial future?

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